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Commerce & Employment


Last Modified:  24 Aug 2011 10:33  GMT

What is the difference between a credit card and debit card? Are both of them unlawful for Muslims?



Last Modified:  24 Aug 2011 10:31  GMT

A man bought various items such as clothes, household tools, etc. using a credit card, intending to repay the amount before the interest was applied to the loan. His circumstances changed and he was unable to repay the amount in time and has now incurred interest on the credit card. What should he do now with the items he has bought via this method? The items are used and cannot be returned to the sellers. Should he give the items away in charity?



Last Modified:  24 Aug 2011 10:30  GMT

A person bought a car from me on a 30-month installment plan, where the price of the car was set at 25% higher than the original selling price. Six months later, he wants to pay off the remaining installments. He claims that he deserves a 25% reduction on all the installments that he is paying early, since it is unfair to charge him 25% for financing that he is not taking advantage of. Is this correct?



Last Modified:  24 Aug 2011 10:29  GMT

I am a South African who used to study in the United States. When I was studying, I borrowed $6000 US from another South African. We are both back in South Africa now, and it is more convenient for both of us if I pay him back I South African rands. Is this allowed?



Last Modified:  27 Jun 2011 02:10  GMT

Is there a set limit to a trader's profits?



Last Modified:  22 Jun 2011 02:10  GMT

What is the ruling on getting a “covered” credit card that stipulates in order to obtain it that one should have a bank account and one cannot withdraw money using the credit card unless there is already credit in the credit card account. Please note that the validity of this card is two years only, and they charge an annual fee of 70 Libyan dinars.



Last Modified:  20 Jun 2011 02:10  GMT

What is the ruling on the commission that I get from websites for the promotion I do to sell their products? Basically the idea is that I convince the customer to buy a specific product, whether it is books or medicine or computer products, etc, and I recommend him to buy from a particular website, and this website gives me a commission if the customers buy from them. What is the ruling on taking this commission? Is this commission permissible?



Last Modified:  17 Jun 2011 02:25  GMT

I submitted an application for a Visa card to the al-Bilaad bank. I have an account with the bank but my salary is not paid into it, so they stipulated that they want to hold 2000 riyals which they will not do anything with unless there is no payment for three months and after they cancel the credit card and ask me to pay off the balance owed. They also stipulated that I should pay 150 riyals in fees for issuing a new card. When I received the card they told me that there is an annual charge of ...



Last Modified:  14 Jun 2011 02:10  GMT

Is it permissible to work in a bakery that sells cakes for the New Year and sweets for weddings, which may lead to me helping in sin and transgression?



Last Modified:  06 Jun 2011 02:49  GMT

What is the ruling on me working in a company that sells audio and video CDs, including those that contain the Holy Qur'aan, hadeeth and Islamic fiqh, and others that contain music and movies of various kinds. Please note that this is my only source of income and I have tried to leave it many times but did not succeed for a number of reasons. Is my working there haraam, and is the salary I earn haraam, and do I have to leave immediately?



Last Modified:  13 May 2011 02:10  GMT

I work for a company which provides us with meals each day. I do not eat some of it; I collect it and take it home with me. And they throw out some files so I collect them and take them home. What is the ruling on that?



Last Modified:  11 May 2011 02:10  GMT

I am an HR professional in India. Recently, I got selected as HR Coordinator in a Recruitment Company, which provides skilled manpower to various types of industries like Oil & Gas, Construction, Manufacturing etc. My problem is that, among all other types of companies, my boss has asked me to coordinate the recruitments to banks, insurance companies and breweries (alcoholic), which are among the most promising sectors in India, from the economic perspective. While I always stay out of riba-base ...



Last Modified:  08 May 2011 02:10  GMT

I work for an american company. I am the only muslim. I am forced to be on business trips or functions with people from my work who sometimes drink alcohol. am I doing sin by being with them when I am not drinking or doing anything against my beleives.If I don't participate in those functions, maybe I will jeopardize my Job.



Last Modified:  03 May 2011 02:10  GMT

I work in an auto parts store. When a customer comes to me and I do not have what he is looking for, I get it for him from my neighbour for the best price, then I sell it to him and keep the difference for myself.



Last Modified:  01 May 2011 02:11  GMT

What is the ruling on the regular credit card under the Qitaaf program from the al-Ahli Commercial Bank?



Last Modified:  30 Apr 2011 02:10  GMT

I work for a company that offers media services to other companies. The work is done by programmers whom I hire to do this work, and I send them to the companies that have asked us for help. The profits are represented in the difference between what we charge to the company, which is somewhat high, and what we pay the workers, which is less. If this income is not halaal, how should I purify my wealth that I have earned until now? Do I have to do leave my work immediately or wait until I find ...



Last Modified:  27 Apr 2011 02:10  GMT

Someone asked me to buy some kind of antiques for him, namely copper helmets made in England. I looked for it for him and when I found it, he said: Bring it to me and you will have such and such in return for it. When I went to buy it, I felt that it was not authentic, so I spoke to him on the phone and told him that I would bring it from another province, but he said: Don't worry, let's buy it; perhaps it is authentic. When I took it to him, he said that it was authentic and he asked me to brin ...



Last Modified:  24 Apr 2011 02:10  GMT

What is the ruling on renting my share of a shop to my partner or to someone else for a fixed amount every month?



Last Modified:  18 Apr 2011 02:10  GMT

I am a civil engineer working in an engineering firm. My job is to draw architectural plans and supervise them, whether these plans are for projects to be built with riba-based loans or otherwise. Does this work of mine come under the heading of riba or not? Because the state in which we live has suddenly opened the door to riba-based loans for that and there are very many such loans. Is my work riba-based on the basis that I take part in drawing the plans? Are the ones who sell cement, sand, gr ...



Last Modified:  15 Apr 2011 02:10  GMT

I work in a private institution and my work requires me sometimes to arrange a letter of credit from the bank (I do that at the Raajihi Bank and sometimes at al-Ahli Bank). This is one of the conditions of submitting bids for government contracts… My question is, is getting a letter of credit from the bank permissible or not?




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